For most fertilizer dealers and Krushi Seva Kendras in India, extending credit (Udhari) to local farmers is essential for business during sowing season. However, managing credit manually in paper registers often leads to missing entries, overdue payments, bad debts, and cash flow strain during harvest.
1. Digitately Maintain Individual Farmer Accounts
Replace paper khata books with digital farmer ledgers. Every farmer profile should record total land holding, phone number, village location, opening balance, and invoice transaction history.
2. Set Season-Based Credit Limits
Establish strict credit limits per farmer based on their crop type (cotton, sugarcane, soybean, wheat, paddy) and historical repayment promptness to prevent over-extension.
3. Send Reviewed WhatsApp Balance Reminders
Choose an appropriate time, review the balance message, and send the WhatsApp reminder manually so the communication remains accurate and respectful.
4. Record Partial Payments Instantly
When farmers make partial payments, issue instant digital receipts on WhatsApp showing the remaining balance clearly so the customer can review the recorded balance.
Effortless Farmer Credit Management with Kroply
Kroply automates farmer credit ledgers, credit limits, and WhatsApp reminders natively in Hindi and Marathi.
Start Free Trial Book Live Demo