Privacy Policy
Last Updated: September 12, 2026
Policy Version: privacy-2026-09-12
1. Introduction and Regulatory Framework
This Privacy Policy explains how Kroply (operated by AgroMantra AI / Kroply
Technologies, "we", "us", or "our") collects, uses, stores, processes, discloses, and protects
personal data and commercial business information when you access or use our web platform at
https://kroply.in,
the Kroply mobile applications for Android and iOS devices, APIs, and associated services (collectively,
the "Platform").
We have drafted and operationalized this policy in strict compliance with the statutory laws of the
Republic of India, including:
- The Digital Personal Data Protection Act, 2023 (DPDP Act) and the Digital Personal Data Protection Rules, 2025;
- The Information Technology Act, 2000, as amended;
- The Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 (SPDI Rules);
- The Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021; and
- The Consumer Protection (E-Commerce) Rules, 2020.
2. Roles and Classifications under Data Protection Law
Under the DPDP Act, 2023:
- Kroply as Data Fiduciary: We act as the Data Fiduciary for the personal data of account holders, business owners, and staff members collected for user registration, identity authentication, subscription billing, account security, customer support, and direct communications.
- Kroply as Data Processor: When you input, upload, or sync your retail business records into the Platform—including customer Khata entries, farmer names, mobile numbers, supplier contacts, and sales ledgers—you act as the Data Fiduciary for that third-party data, and Kroply acts solely as a Data Processor processing that information strictly on your instructions to deliver the Platform's billing and inventory services.
3. Information We Collect
3.1 Account and Identity Data
- Owner & Staff Profiles: Full name, email address, mobile phone number, login passwords (cryptographically hashed), OTP status, profile photograph (if uploaded), and assigned staff role/permissions;
- Enterprise & Business Details: Legal business trade name, shop address, pincode, state, GSTIN, fertilizer dealership license numbers, pesticide selling licenses, seed licenses, bank account details for invoice footers, and UPI IDs for invoice payment QR codes;
- Consent Records: Exact versions of Terms and Privacy Policy accepted, device platform (web/Android/iOS), IP address, and server acceptance timestamps.
3.2 Commercial, Inventory, and Billing Data
- Products & Inventory: Product names, technical formulations, batch numbers, manufacturing/expiry dates, packaging sizes, HSN codes, purchase rates, retail selling rates, tax slabs, and warehouse/godown stock movements;
- Transactions & Ledgers: Sales invoices, tax invoices, cash memos, credit notes, delivery challans, customer Khata ledgers, outstanding balances, supplier purchases, and expense records;
- Document & OCR Data: Uploaded photographs and PDF scans of purchase invoices, draft extraction records, user edits, and reconciliation history.
3.3 Technical, Device, and Mobile Telemetry Data
- Device Identifiers: Mobile device model, manufacturer, operating system version (Android / iOS), screen resolution, app version, unique installation identifier, and system language;
- Network & Security Logs: IP address, browser type, internet service provider, session tokens, API request logs, crash reports, and security event timestamps.
3.4 Payment Transaction Data
Zero Storage of Sensitive Financial Secrets: Kroply does NOT collect,
process, or store credit or debit card numbers, CVVs, expiry dates, net banking passwords, or UPI PINs.
All electronic transactions are processed through authorized payment aggregators (such as Razorpay).
We receive and store only non-sensitive transaction reference metadata, including Gateway Payment ID,
Order ID, transaction date, amount charged, plan purchased, and payment status (Success / Failed / Pending).
3.5 Google Sign-In Data
When you choose to register or log in using Google Sign-In, we receive identity profile information
authorized by you via Google OAuth (specifically, your verified email address, full name, and avatar
URL). We do not receive access to your Google account password, contacts, or Google Drive files.
4. Mobile Hardware and Device Permissions
To provide native functionality on Android and iOS devices, the Kroply mobile application may request
the following explicit system permissions:
- Camera: Required to take live photographs of paper distributor bills, delivery challans, and goods receipts for automated AI OCR extraction, and to scan product QR labels or UPI payment codes. The camera is active only when you trigger a scanning action.
- Storage, Photos, and Media Files: Required to allow you to select existing PDF or image invoices from your gallery for upload, and to save generated GST tax invoices, customer receipts, reports, and branded festival greeting cards locally to your device storage.
- Device Biometric Authentication (Face ID / Fingerprint): If you choose to enable the Biometric App Lock feature, authentication is executed locally by your device's native operating system (Apple LocalAuthentication framework or Android BiometricPrompt). Raw biometric templates, facial geometry, and fingerprint data are stored exclusively inside your device's hardware Secure Enclave / Trusted Execution Environment (TEE). Biometric data is NEVER transmitted to, accessed by, or stored on Kroply servers.
- Push Notifications: Required to deliver important operational notifications, including low-stock threshold alerts, subscription expiry reminders, customer payment updates, and critical security warnings. You can enable or revoke notification permissions at any time via your device's operating system settings.
5. Lawful Grounds and Purposes of Processing
Under the DPDP Act, 2023, we process personal data strictly under valid lawful grounds, including
affirmative consent, performance of our contract with you, and compliance with statutory legal obligations.
We use collected data for the following specific purposes:
- Service Delivery: Creating accounts, authenticating logins, provisioning cloud databases, managing multi-shop inventory, generating invoices using configured GST details, and maintaining ledger accounts;
- AI OCR Processing: Analyzing uploaded purchase bills using optical character recognition to extract line items and streamline stock entry;
- Customer Support & Communication: Responding to help tickets, sending OTP verifications, password resets, subscription alerts, and service announcements;
- Platform Security & Fraud Prevention: Detecting unauthorized logins, preventing multi-device credential abuse, enforcing session limits, and maintaining audit logs;
- Tax & Legal Compliance: Complying with statutory accounting records, tax audit obligations under Indian GST and Income Tax laws, and lawful government requests;
- Product Analytics: Analyzing aggregated, anonymized usage patterns to improve mobile app speed, eliminate software bugs, and optimize billing workflows.
6. AI Model Providers and OCR Document Processing
When you use our automated invoice extraction feature:
- Images and PDF documents of purchase invoices are transmitted securely over TLS-encrypted channels to configured third-party AI model providers (including OpenAI and OpenRouter);
- These model providers process document text strictly for the ephemeral purpose of parsing table rows, product names, quantities, HSN codes, and tax totals;
- No Model Training: Under our enterprise API configurations, your uploaded business invoice data is NOT used by external AI providers to train foundation models;
- User Confidentiality: You must not upload non-business identity documents (such as Aadhaar cards, PAN cards, or personal bank statements) to the invoice scanner.
7. Data Sharing and Disclosure
We do NOT sell, rent, monetize, or trade your personal data or business records to third parties.
We disclose data only to trusted service providers who assist us in operating the Platform, subject
to strict confidentiality agreements and security standards:
- Cloud Infrastructure: Amazon Web Services (AWS) for secure database hosting, encrypted storage, and automated backups;
- Payment Aggregators: Razorpay for processing one-time manual subscription payments and add-on purchases;
- Communication Gateways: Enterprise SMS, WhatsApp Business API, and transactional email providers for delivering OTPs, password reset links, and billing alerts;
- Authorized Team Members: Staff members within your organization who have been granted access by the account owner, according to their assigned permissions;
- Legal & Regulatory Authorities: Competent courts, law enforcement agencies, tax authorities, or agricultural regulators when mandated by a lawful summons, warrant, or court order;
- Corporate Reorganization: In the event of a merger, acquisition, financing, or sale of business assets, where the acquiring entity assumes all obligations under this Privacy Policy.
8. Data Storage, Cross-Border Transfers, and Localization
Primary production databases and business data are hosted on secure cloud servers. To the extent that
certain third-party service providers (such as AI extraction APIs or communication endpoints) process data
outside India, such processing complies with Section 16 of the DPDP Act, 2023 and adheres to cross-border
transfer standards and any restrictions notified by the Central Government of India.
9. Reasonable Security Practices and Procedures
In compliance with Section 43A of the Information Technology Act, 2000, the SPDI Rules, 2011, and
Section 8(5) of the DPDP Act, 2023, we implement robust technical and organizational security controls:
- Encryption: All data transmitted between your browser or mobile app and our servers is encrypted using Transport Layer Security (TLS 1.3 / HTTPS). Sensitive database fields and automated backups are encrypted at rest using AES-256;
- Credential Hashing: Passwords are cryptographically hashed using secure salt algorithms (Argon2 / bcrypt) before storage;
- Tenant Isolation: Dealer databases and shop records are logically isolated to prevent unauthorized cross-tenant data access;
- Session & Access Controls: Strict session timeouts, single-token-per-surface enforcement, rate-limiting on sensitive endpoints, and continuous audit logging;
- Hardware Enclave Biometrics: Native mobile biometric locks operate strictly within the local device processor, preventing remote exposure.
10. Data Retention and Deletion Lifecycle
- Active Subscriptions: We retain your business data and account information for as long as your account remains active and in good standing;
- Expired / Inactive Accounts: Following subscription expiry, account data is held in read-only / inactive status for a reasonable recovery window (up to 90 days) to allow renewal, invoice reconciliation, or data export;
- Verified Account Deletion Requests: When you request account deletion, we verify account ownership and initiate secure deletion. Personal identification and login credentials are permanently purged or anonymized from active databases within 7 working days of your confirmed request. Residual backup snapshots are rotated and overwritten in the ordinary course of backup management;
- Statutory Retention Requirements: In accordance with Indian tax laws (Section 36 of the CGST Act, 2017) and corporate regulations, certain business accounting invoices, GST tax registers, and financial audit logs must be retained for the mandatory statutory period (up to 72 months from the due date of filing the annual return) before final destruction.
11. Your Rights as a Data Principal (DPDP Act, 2023)
Under Chapter III of the Digital Personal Data Protection Act, 2023, you have the following enforceable rights:
- Right to Access Information: You have the right to obtain a summary of your personal data being processed, the identities of Data Fiduciaries with whom data has been shared, and related processing details;
- Right to Correction and Erasure: You have the right to request correction of inaccurate or incomplete personal data and the erasure of personal data that is no longer necessary for the purpose for which it was collected;
- Right of Grievance Redressal: You have the right to register a grievance with our designated Grievance Officer regarding any act or omission in respect of your personal data;
- Right to Nominate: You have the right to nominate any individual who shall, in the event of your death or incapacity, exercise your Data Principal rights. You can nominate a person in Settings → Privacy & consent;
- Right to Withdraw Consent: Where processing is grounded in consent, you may withdraw your consent at any time, as easily as you gave it. Withdrawal does not affect the legality of processing completed prior to withdrawal, but may prevent further provision of features dependent on that data.
Self-service tools: Signed-in web users can go to Settings → Privacy & consent to
view the Terms and Privacy Policy versions they accepted and when, turn optional analytics on or off
(withdrawing consent at any time), add, change or remove a nominee, and use Download my data to receive a JSON summary of the personal
data we hold about them (profile, consents, organization memberships, shops they own and sign-in sessions).
Visitors can change their cookie choice at any time using the Cookie preferences option.
Withdrawing consent to the Terms and Privacy Policy themselves means closing your account, which you can
request as described in Section 12.
To exercise any other right, email your request to team@kroply.in
with your registered mobile number and business details. We will verify your identity before processing
the request and aim to respond within 7 days, and in any case within the timelines prescribed under the
DPDP Rules, 2025 (not exceeding 90 days).
12. In-App Account and Data Deletion (Apple & Google Compliance)
In strict compliance with Apple App Store Review Guideline 5.1.1(v) and Google Play Data Safety
requirements, mobile and web users can easily initiate account deletion:
- On the Web App: Sign in and go to Settings → Account & Privacy → Delete account, then confirm with the one-time code sent to your registered email;
- Within the Mobile App: Navigate to More → Settings → Account & Privacy → Delete account, then confirm with the one-time code sent to your registered email;
- Via Support: Send an email from your registered email address to
team@kroply.in with the subject line "Account Deletion Request".
Both business owners and staff members can request deletion of their own account. For a staff member, we
erase that person's login and personal details and remove their access to the business; business records
they created on behalf of the business remain with the business owner (the Data Fiduciary for that data).
Upon receiving your verified request, our compliance team will initiate the deletion lifecycle described
in Section 10, complete it within 7 working days of your confirmed request, and confirm completion via email.
13. Personal Data Breach Notification Protocol
In compliance with Section 8(6) of the DPDP Act, 2023:
In the unlikely event of a confirmed personal data security incident or unauthorized breach affecting your
personal data, Kroply has an established Incident Response Team to immediately contain and remediate the
vulnerability. We will promptly notify the Data Protection Board of India and affected Data
Principals without undue delay, detailing the nature of the breach, affected data categories, remedial actions
undertaken, and recommended precautionary steps.
14. Cookies, Local Storage, and Analytics
Necessary cookies and local storage (always on): The Kroply web application uses session
cookies and HTML5 local storage that are strictly necessary for:
- Maintaining authenticated user sessions and signing you in securely;
- Preserving language preferences (English, Hindi, Marathi) and UI theme settings (light/dark mode);
- Securing API calls against cross-site request forgery (CSRF);
- Remembering your cookie choice.
Optional analytics (only with your consent): If you choose Accept analytics in the
cookie banner, we use Google Firebase Analytics (provided by Google) to understand how the web app is used,
such as pages viewed and buttons clicked. Analytics is identified only by a pseudonymous account/device
identifier, never by your name or email. If you choose Only necessary, or do not make a choice,
analytics is not loaded and no analytics cookies are set. You can change your choice at any time from
Cookie preferences or, when signed in, from Settings → Privacy & consent;
withdrawing stops further collection.
We do not use third-party cross-site advertising cookies or behavioral ad tracking pixels.
15. Children's Privacy
The Platform is strictly a commercial business-to-business (B2B) ERP and invoicing platform designed for
commercial merchants aged 18 years and above. We do not knowingly solicit, collect, or process personal
data from individuals under 18 years of age. If you suspect that a minor has submitted personal data,
please contact us immediately at team@kroply.in for prompt investigation
and deletion.
16. Changes to This Privacy Policy
We may periodically update this Privacy Policy to reflect statutory rules issued by the Government of
India under the DPDP Act, mobile operating system guideline updates, or enhancements to Kroply's service
architecture.
When material changes occur, we will update the "Last Updated" date and version identifier, display an
in-app banner, and request updated affirmative acceptance where required by law.
17. Designated Grievance Officer and Contact Details
If you have questions, feedback, or complaints regarding this Privacy Policy, wish to exercise your Data
Principal rights, or seek grievance redressal under Rule 3(2) of the IT Rules 2021 or Section 8(9) of
the DPDP Act, 2023, please contact our designated Grievance Officer:
- Entity / Platform: Kroply (AgroMantra AI / Kroply Technologies)
- Designation: Data Protection & Grievance Redressal Officer
- Email: team@kroply.in (Subject line: Attn: Grievance Officer - Privacy)
- Support Desk: team@kroply.in
- Registered Jurisdiction & Location: Pune, Maharashtra, India
- Official Website: https://kroply.in
Statutory Redressal Timeline: All privacy grievances will be acknowledged within forty-eight
(48) hours of receipt. We aim to respond to and resolve grievances within seven (7) days, and in any case
within the period prescribed under the DPDP Rules, 2025, which shall not exceed ninety (90) days.
Right to complain to the Data Protection Board: If you are not satisfied with our response,
or we do not respond within the above period, you may file a complaint with the Data Protection
Board of India in accordance with Section 13(3) of the DPDP Act, 2023 and the procedures established
by the Board. You must first exhaust the grievance redressal mechanism described above before approaching
the Board.